HABIBI, R. CreditRisk+ Model with Heterogeneous Obligors. Journal of Risk Analysis and Crisis Response, [S. l.], v. 16, n. 2, p. 15, 2026. DOI: 10.54560/jracr.v16i2.498. Disponível em: https://jracr.com/index.php/jracr/article/view/498. Acesso em: 1 jul. 2026.