Bill Business Risk and Prevention of Small and Medium Commercial Bank

Abstract

With the increasingly fierce competition in China's banking industry, the traditional deposit and loan business has been difficult to meet the needs of the development of banking business itself. Bill business as a new intermediary business has been a new point of profit growth for small and medium commercial banks (SMCB). However, with the development of bill business, the relevant problems have been exposed. This paper proposes corresponding countermeasures on these problems and focuses on the risks should be noticed in doing bill business and the preventive measures to SMBCs.