Simulation Study on Evolutionary Game Model between Technological Small and Medium Enterprises and Banks under Verification System

Abstract

On the basis of evolutionary game theory, this paper adds risk compensation funds and establishes an evolutionary game model for Technological Small and Medium Enterprises (SMEs) and bank loans under the verification mechanism. And the stability analysis and simulation study of the game results of the four evolutionary strategies of the model are carried out. Finally, we have put forward some suggestions on the strategy selection and the development of the loan system.